# Installments with Honest Card

Pay your way, on your terms

## Benefits of managing payments with Honest Credit Card

### Manage finances more easily

The [Honest Card](https://www.honest.co.id/en) gives you multiple ways to manage your credit card payments according to your preference.

### Avoid high interest

Plan your finances more effortlessly with the interest calculation feature in the app.

### **Avoid piling debt**

Flexible payment options help you avoid excessive debt and keep your finances under control.

## Tips for managing your Honest Credit Card payments

1. ### Pick the right term

Choose a payment schedule that works best for your finances.

2. ### Pay on time

Stick to due dates to maintain a good credit score.

3. ### Avoid unplanned spending

Create a monthly budget and take advantage of Honest [credit card promos](https://www.honest.co.id/en/credit-card-promotion)

4. ### Use the Honest App

Monitor transactions and manage payments directly from the app for ultimate convenience.

## FAQ about payments with Honest Credit Card

### How do I set up low-interest payments?

Simply register and [apply for your zero interest Honest Credit Card](https://www.honest.co.id/en/how-to-apply-for-an-honest-card) through the app. Once your Honest Credit Card is activated and ready for transactions, you can set up a low-interest payment plan directly in the app.

If you pay your full bill on time, there’s zero interest and no fees. But if you choose to pay partially, a 1.75% monthly interest and admin fee will apply. Learn more [here](https://www.honest.co.id/en/credit-card-benefit/monthly-fee).

### How long is the low-interest rate valid?

There's no specific time limit. As long as you use the Honest app for payments, you can enjoy the low 1.75% interest rate anytime.

### Is this program available for all merchants?

Yes, you can use the minimum payment option with a 1.75% interest rate at any merchant.

### Can I combine low-interest payments with other promos?

Of course. You can enjoy various promotions, such as [online shopping deals](https://www.honest.co.id/en/credit-card-promotion/shopping), [restaurant promos](https://www.honest.co.id/en/credit-card-promotion/dining-buffet), and [flight ticket credit card offers](https://www.honest.co.id/en/credit-card-promotion/hotel-flight-ticket-booking) with the Honest Credit Card. Be sure to check [other ongoing promotions](https://www.honest.co.id/en/credit-card-promotion) as well.