# Honest credit card fee

## One simple fee, 100% refundable

## What are the costs of using the Honest Card?

**Most credit cards charge a membership fee or an annual fee.** [**Honest Card**](https://www.honest.co.id/en) **is different! There’s only one monthly admin fee based on usage, which gets refunded 100% when you pay your bill in full every month.**

## Benefits of Honest’s fee refund program

### A reward for responsible usage

Earn rewards by building responsible credit habits—pay your bill in full and on time.

### Use the card for free

Your choice! Pay in full to avoid fees, or pay partially with a one simple admin fee based on your usage.

### Save more

Enjoy transactions without worrying about burdensome credit card fees and interest rates.

## How to use Honest credit card without fees

1. ### Apply for Honest Card and get approval in as fast as 2 hours
2. ### Receive and activate your card
3. ### Use Honest Card for daily transaction, then pay your bill in full before the due date.
4. ### The admin fee will be refunded 100% automatically the next day.

## FAQs about Honest credit card fees

### Does Honest Card really have no admin fees?

Yes, the admin fee is automatically 100% refunded when you pay your bill in full and on time each month. Honest Card only charges a single admin fee based on your bill amount.

### How do I get the admin fee refunded?

Simply pay your credit card bill in full and on time, and the admin fee will be automatically refunded the next day.

### Will I get admin fee refund if I pay partially?

No, if you don’t pay in full, the monthly credit card fee will still apply. This fee is adjusted based on the remaining bill amount. [Learn more about admin fees.](https://www.honest.co.id/en/faq/what-is-admin-fee)

### Does Honest Card have an annual fee?

No! Honest Card has no annual fees, no monthly credit card fees, and no interest charges.