#SmartQRISHonest

**Pay QRIS with your credit card limit**

## Pay QRIS in the Honest app
Now you can pay at any QRIS merchants from the Honest app. Just scan the QRIS code, and you are done. It's way more practical and makes keeping track of your money much easier.

## Smarter QRIS
It's the same QRIS you know, but it uses your credit card limit.

## Pay at any QRIS merchants
Use it at millions of QRIS merchants nationwide.

## Your limit could grow even more!
The more you spend, the higher your chances for a limit increase.

## How to pay with Honest QRIS
1. Open the Honest app.
2. **Tap the “Scan QR” button.**
3. **Scan or upload QRIS code image provided by the merchant.**
4. **Enter your PIN to complete the transaction**

Note: The Honest app currently supports QRIS payments via **scan only**. The **show QRIS code** feature is coming soon.

## Honest Credit Card QRIS vs other QRIS
|                   | **QRIS Honest**                                   | **Typical QRIS**                |
|-------------------|--------------------------------------------------|----------------------------------|
| **Fund source**   | Credit card limit                                | Your e-wallets or bank balance  |
| **Suitable for big purchases** | Yes                                        | No                               |
| **Builds credit history** | Yes                                        | No                               |
| **Available for all QRIS merchants** | Yes                                       | Yes                              |
| **How to use**    | Directly from the app                             | Directly from the app           |

## Why Honest Credit Card
- 90% approval rate: apply in 5 minutes and get approval as little as 2 hours.
- Credit limit up to Rp100 mill. and may increase every month.
- Unlimited cashback: Get up to 1% cashback every time you shop.
- Free interest and admin fee when you pay in full and on time.
- No annual fees, ever.

## FAQ about QRIS with Honest Credit Card
### What is QRIS?
QRIS (_Quick Response Code Indonesian Standard_) is a digital payment feature standardized by Bank Indonesia, which allows you to easily make cashless payments from your smartphone.

### How to use QRIS from the Honest app?
1. Log in to the Honest app
2. Press the “Scan QR” button
3. Scan or upload the QRIS code image provided by the merchant
4. Enter your transaction PIN

### Where can I make a transaction using QRIS from Honest credit card?
You can make QRIS payments at millions of QRIS merchants across Indonesia.

### How do I know if a merchant accepts QRIS?
Merchants who accept QRIS will display the QRIS logo or a QR code in their store or on their checkout page.

### Are there any additional fees for paying with QRIS?
There are no additional fees for QRIS payments through the Honest app.

### Is QRIS available for international payments?
Currently, transactions abroad using Honest QRIS are not available.

### What is the transaction limit for QRIS payments?
The transaction limit for QRIS payments is IDR 10,000,000 (ten million rupiah) per transaction.

### What should I do if a QRIS transaction fails or my balance has been deducted?
1. **Check payment status:** Review the payment status through the Honest app to confirm if the transaction was successful or is still pending.
2. **Save proof of payment:** If your balance was deducted, save the proof of payment as a reference.
3. **Contact Honest Care:** If the problem persists, immediately contact Honest Care, available 24/7 via:
   - WhatsApp: 0811 1919 110 1
   - Toll-free phone: 0800-1-101-101 or
   - +6221-50867077 (for international calls).