Honest Card
Honest Card
The credit card you'll love
90% approval and up to Rp100M credit limit
What is Honest Card?
Honest Credit Card simplifies your transactions like never before. Apply and manage it through the Honest app.
Apa itu Honest Card
Kartu kredit serba simpel
Apa itu Honest Card
Kartu kredit serba simpel
Approval 90%
Limit bisa naik s.d. Rp100jt
Cashback unlimited
Tanpa biaya tahunan
Pay for anything
Shop anywhere Visa credit cards are accepted. In Indonesia and worldwide.
And many more merchants
Bayar tinggal tap, cashback unlimited
Tiap transaksi dapat cashback hingga 1% di seluruh dunia.
Ada cashback buat kebutuhan apa aja
Bayar tinggal tap & dapat cashback hingga 1% di seluruh dunia.
How to apply for Honest Credit Card
Ensure that you are Indonesian citizen, aged 21 years or older, with a minimum income of Rp3.000.000.
Download our app.
Apply 100% in the app.
Get a decision within one day.
No fees
When you pay in full & on time
Can't pay in full? Pay at least the minimum due with an admin fee. All other fees are Rp0.
Honest Credit Card review
Be part of those who experience the benefits of the Honest credit card.
Any questions about Honest Credit Card?
What is Honest Credit Card?
The Honest Credit Card is issued by PT Honest Financial Technologies. Honest is licensed and regulated by the Financial Services Authority (OJK) and Bank Indonesia (BI).
Why choose an Honest Credit Card
Apply in just 5 minutes
Sign up and apply for your Honest credit card quickly and hassle-free.
Accepted at 90 million shopping locations
Enjoy the convenience of online and offline shopping anytime, anywhere.
Flexible payments
Set your payment time and amount according to your needs.
No hidden fees
No more worries. With the Honest credit card, you only be incurred one fee. There are no annual fees and no other charges, including stamp duty, over-limit or limit increase fees, and card replacement fees.
0% interest
Get 0% interest when you pay off your balance on time through the Honest app.
The first "Numberless" card in Indonesia
You can view your card number and important details like the expiration date and CVV/CVC in the Honest app. You can also lock your card anytime if it's lost or misplaced.
Where can the Honest Credit Card be used?
Whatever you need, pay for everything with the Honest credit card. Whether in Indonesia or anywhere else in the world, you can shop at various locations that accept Visa.
What are the requirements for applying for the Honest Credit Card?
Ensure you are an Indonesian citizen aged 21-65 years with a minimum monthly income of IDR 3 million and have an active Whatsapp number
How to get the Honest Credit Card?
Easy transactions with high limits are within your reach. Download the Honest App and apply now on Google Playstore.
What features does the Honest Credit Card offer?
The credit card features of the Honest Credit Card make buying anything easier and more practical, giving you the freedom to set your bill payments as you wish.
How to get cashback and rewards from the Honest Credit Card?
With Honest Credit Card, you’ll earn credit card points on every transaction. These credit card reward points are easy to collect and redeem as cashback, up to 1% back. No minimum spend, no complicated missions required. Every user gets the same credit card bonus points rate, making the system simple and transparent for all.
For more details on how Honest’s credit card points program works, visit the Honest Card rewards FAQ page. Besides earning points, you can also enjoy cashback offers and discounts from your favorite merchants on the Honest Promo page.