[Honest Bank Whatsapp](https://wa.me/6281119191101) Honest Bank Whatsapp

[Skip to main content](https://www.honest.co.id/#main)

[Home Page](https://www.honest.co.id/en)

[Home Page](https://www.honest.co.id/en)

[Apply now](https://honestbank.app.link/honest-ldo-nav-1?$deeplink_no_attribution=true) Apply now

Apply now

# Honest Card

## The credit card you'll love

90% approval and up to Rp100M credit limit

[Apply now](https://honest-redirect.com/honest_lp-home-sect-hero?$deeplink_no_attribution=true) Apply now

Apply now

Available on Android

4.8

104K

reviews

[Download Honest Mobile App](https://honestbank.app.link/honest-ldo-nav-1?$deeplink_no_attribution=true)

PT Honest Financial Technologies is licensed & supervised by Otoritas Jasa Keuangan (OJK) & Bank Indonesia (BI)

🔥 LIMITED PROMO

Apply & get your special KFC deals!

Apply for Honest Credit Card using promo code: `WEBKFC100`

[Claim here](https://honestbank-web.app.link/e/honest_lp-banner-kfc100) Claim here

Claim here

🔥 LIMITED OFFER

Claim 75k bonus just for you!

Apply for Honest Credit Card using promo code: `WEB75`

[Claim here](https://honest-redirect.com/honest_lp-banner-bonus75k) Claim here

Claim here

## What is Honest Card?

Honest Credit Card simplifies your transactions like never before. Apply and manage it through the Honest app.

5 minutes to apply

View card number

securely in the app

Shop in 90+ million online and offline stores

[Apply now](https://honest-redirect.com/honest_lp-home-sect-what-is?$deeplink_no_attribution=true) Apply now

Apply now

Apa itu Honest Card

## Kartu kredit serba simpel

5 minutes to apply

Limit bisa naik hingga Rp100jt

Cashback unlimited

Tanpa biaya tahunan

[Ajukan sekarang](https://honest-redirect.com/honest_lp-home-sect-what-is?$deeplink_no_attribution=true) Ajukan sekarang

Ajukan sekarang

[Lihat semua fitur](https://www.honest.co.id/en/credit-card-benefit) Lihat semua fitur

Lihat semua fitur

Apa itu Honest Card

## Kartu kredit serba simpel

### Approval 90%

Limit bisa naik s.d. Rp100jt

### Cashback unlimited

### Tanpa biaya tahunan

[Ajukan sekarang](https://honest-redirect.com/honest_lp-home-sect-what-is?$deeplink_no_attribution=true) Ajukan sekarang

Ajukan sekarang

[Lihat semua fitur](https://www.honest.co.id/en/credit-card-benefit) Lihat semua fitur

Lihat semua fitur

## Pay for anything

Shop anywhere Visa credit cards are accepted. In Indonesia and worldwide.

And many more merchants

## Bayar tinggal tap, cashback unlimited

Tiap transaksi dapat cashback hingga 1% di seluruh dunia.

[Ajukan sekarang](https://honest-redirect.com/honest_lp-home-sect-use?$deeplink_no_attribution=true) Ajukan sekarang

Ajukan sekarang

[Cara pakai Honest Card](https://www.honest.co.id/en/credit-card-benefit/mastercard-contactless-tap-to-pay) Cara pakai Honest Card

Cara pakai Honest Card

## Ada cashback buat kebutuhan apa aja

Bayar tinggal tap & dapat cashback hingga 1% di seluruh dunia.

[Ajukan sekarang](https://honest-redirect.com/honest_lp-home-sect-use?$deeplink_no_attribution=true) Ajukan sekarang

Ajukan sekarang

[Cara pakai Honest Card](https://www.honest.co.id/en/credit-card-benefit/mastercard-contactless-tap-to-pay) Cara pakai Honest Card

Cara pakai Honest Card

## How to apply for Honest Credit Card

**Ensure that you are Indonesian citizen, aged 21 years or older, with a minimum income of Rp3.000.000.**

1

### Download our app.

2

### Apply 100% in the app.

3

### Get a decision within one day.

[Apply now](https://honest-redirect.com/honest_lp-home-sect-how-to-apply?$deeplink_no_attribution=true) Apply now

Apply now

Trusted by customer **s** nationwide

1

jt+

downloads

104

K

reviews

4.8

rating

## 100

## +

media outlets

[See more news](https://www.honest.co.id/en/news) See more news

See more news

## No fees

## When you pay in full & on time

Can't pay in full? Pay at least the minimum due with an admin fee. All other fees are Rp0.

Annual fees

Rp 300.000

Rp

0

Late fees

Rp 50.000

Rp

0

Payment fees

Rp 15.000

Rp

0

Stamp duty fees

Rp 10.000

Rp

0

Overlimit fees

Rp 300.000

Rp

0

Credit limit increase fees

Rp 50.000

Rp

0

Card replacement fees

Rp 75.000

Rp

0

[Learn about fees at Honest](https://www.honest.co.id/en/faq/apa-aja-biaya-yang-ada-di-honest-card) Learn about fees at Honest

Learn about fees at Honest

## Honest Credit Card promo

Shop smarter with various special promotions from the Honest.

[#DitraktirHonest - Farmers Market](https://www.honest.co.id/en/promos/honest-x-farmers-market-cashback-belanja)#DitraktirHonest - Farmers Market

Shopping

#DitraktirHonest - Cashback belanja di Farmers Market

16 Mar

Until

-

15 Jun

2026

New

[#DitraktirHonest - Ranch Market](https://www.honest.co.id/en/promos/honest-x-ranch-market-cashback-belanja)#DitraktirHonest - Ranch Market

Shopping

#DitraktirHonest - Cashback belanja di Ranch Market

16 Mar

Until

-

15 Jun

2026

New

[Tasty Kitchen 15% off](https://www.honest.co.id/en/promos/tasty-kitchen-diskon-15-persen) Tasty Kitchen 15% off

Dining

Get 15% discount up to. Rp50.000 at Tasty Kitchen

14 May

Until

-

30 Jun

2026

[Paris Baguette 15% off](https://www.honest.co.id/en/promos/paris-baguette-diskon-15-persen) Paris Baguette 15% off

Dining

Get 15% discount up to Rp50.000 at Paris Baguette

31 Jul

Until

-

30 Jun

2026

[Baskin Robbins 25% off](https://www.honest.co.id/en/promos/baskin-robbins-diskon-25-persen) Baskin Robbins 25% off

Dining

Get 25% discount up to Rp50,000 di Baskin Robbins

1 Jul

Until

-

30 Jun

2026

[Wendy's 15% off](https://www.honest.co.id/en/promos/wendys-diskon-15-persen) Wendy's 15% off

Dining

Get 15% discount up to Rp50.000 at Wendy's

1 Jul

Until

-

30 Jun

2026

[#DitraktirHonest - Tomoro](https://www.honest.co.id/en/promos/honest-x-tomoro-promo-kopi)#DitraktirHonest - Tomoro

Dining

#DiTraktikHonest - Coffee promos at TOMORO COFFEE

23 Feb

Until

-

22 May

2026

New

[#DitraktirHonest - CGV](https://www.honest.co.id/en/promos/honest-x-cgv-cashback-tiket)#DitraktirHonest - CGV

Others

#DitraktirHonest - Ticket promos at CGV Cinemas

1 Apr

Until

-

24 May

2026

New

[#DitraktirHonest - KFC](https://www.honest.co.id/en/promos/honest-x-kfc-promo-makan)#DitraktirHonest - KFC

Dining

#DitraktirHonest - Get meal deals at KFC

17 Mar

Until

-

15 Jun

2026

New

[#DitraktirHonest - Farmers Market](https://www.honest.co.id/en/promos/honest-x-farmers-market-cashback-belanja)#DitraktirHonest - Farmers Market

Shopping

#DitraktirHonest - Cashback belanja di Farmers Market

16 Mar

Until

-

15 Jun

2026

New

[#DitraktirHonest - Ranch Market](https://www.honest.co.id/en/promos/honest-x-ranch-market-cashback-belanja)#DitraktirHonest - Ranch Market

Shopping

#DitraktirHonest - Cashback belanja di Ranch Market

16 Mar

Until

-

15 Jun

2026

New

[Tasty Kitchen 15% off](https://www.honest.co.id/en/promos/tasty-kitchen-diskon-15-persen) Tasty Kitchen 15% off

Dining

Get 15% discount up to. Rp50.000 at Tasty Kitchen

14 May

Until

-

30 Jun

2026

[Paris Baguette 15% off](https://www.honest.co.id/en/promos/paris-baguette-diskon-15-persen) Paris Baguette 15% off

Dining

Get 15% discount up to Rp50.000 at Paris Baguette

31 Jul

Until

-

30 Jun

2026

[Baskin Robbins 25% off](https://www.honest.co.id/en/promos/baskin-robbins-diskon-25-persen) Baskin Robbins 25% off

Dining

Get 25% discount up to Rp50,000 di Baskin Robbins

1 Jul

Until

-

30 Jun

2026

[Wendy's 15% off](https://www.honest.co.id/en/promos/wendys-diskon-15-persen) Wendy's 15% off

Dining

Get 15% discount up to Rp50.000 at Wendy's

1 Jul

Until

-

30 Jun

2026

[#DitraktirHonest - Tomoro](https://www.honest.co.id/en/promos/honest-x-tomoro-promo-kopi)#DitraktirHonest - Tomoro

Dining

#DiTraktikHonest - Coffee promos at TOMORO COFFEE

23 Feb

Until

-

22 May

2026

New

[#DitraktirHonest - CGV](https://www.honest.co.id/en/promos/honest-x-cgv-cashback-tiket)#DitraktirHonest - CGV

Others

#DitraktirHonest - Ticket promos at CGV Cinemas

1 Apr

Until

-

24 May

2026

New

[#DitraktirHonest - KFC](https://www.honest.co.id/en/promos/honest-x-kfc-promo-makan)#DitraktirHonest - KFC

Dining

#DitraktirHonest - Get meal deals at KFC

17 Mar

Until

-

15 Jun

2026

New

[#DitraktirHonest - Farmers Market](https://www.honest.co.id/en/promos/honest-x-farmers-market-cashback-belanja)#DitraktirHonest - Farmers Market

Shopping

#DitraktirHonest - Cashback belanja di Farmers Market

16 Mar

Until

-

15 Jun

2026

New

[#DitraktirHonest - Ranch Market](https://www.honest.co.id/en/promos/honest-x-ranch-market-cashback-belanja)#DitraktirHonest - Ranch Market

Shopping

#DitraktirHonest - Cashback belanja di Ranch Market

16 Mar

Until

-

15 Jun

2026

New

[Tasty Kitchen 15% off](https://www.honest.co.id/en/promos/tasty-kitchen-diskon-15-persen) Tasty Kitchen 15% off

Dining

Get 15% discount up to. Rp50.000 at Tasty Kitchen

14 May

Until

-

30 Jun

2026

[All promos](https://www.honest.co.id/en/credit-card-promotion)

\\
\\
Shopping](https://www.honest.co.id/en/credit-card-promotion/shopping)

\\
\\
Hotel & flights](https://www.honest.co.id/en/credit-card-promotion/hotel-flight-ticket-booking)

\\
\\
Dining](https://www.honest.co.id/en/credit-card-promotion/dining-buffet)

\\
\\
Others](https://www.honest.co.id/en/credit-card-promotion/others)

Honest Credit Card review

Be part of those who experience the benefits of the Honest credit card.

Jun 30, 2025

Thank you Honest for approving my credit card application and thank you to the CS agent who contacted me and simulated how to use it and also how to avoid fraud.

Yetty Yumiko

Jun 19, 2025

Great, the application process is very fast and the approval was also thought to be 1 day but it turned out to be less than 1 day!. The CS is also polite and willing to do a Welcome call at night. Once again, thank you Honest Card!

Kenny

Jun 8, 2025

I tried to apply because a friend informed me about Honest Card, it turned out to be approved with a limit of 20 million. Within 1 hour after registering, the card was processed and sent. The information during the Welcome Call was also very clear.

Novia Primawaty

May 31, 2025

Try applying and get approved immediately. Once approved, proceed directly to the video call process for final verification and explanation of several important things before sending the card to the registered address. The process is fast, easy and safe. Thank you.

Erwin Ruly Setiawan

May 18, 2025

It turns out that it is that easy to apply for an honest credit card, at first I thought it was difficult and would not be approved. The CS agent who clarified was also polite and very clear when giving instructions on how to use the Honest Credit Card. Always be successful, Honest.

Sulis Kurnia

May 11, 2025

Very easy, can get the first limit of 5 million according to my ability. Fast application, can transact abroad with a card that will be sent to your home address. Friendly service, good details and explanations can be understood.

Sopian Romadoni

Mar 3, 2026

Honest makin mantap! Sejak pindah ke jaringan Visa, kartu bisa dipakai hampir di semua pembayaran dan sekarang sudah ada QRIS! Saran saya, semoga ke depan pembayaran tagihan bisa dicicil per bulan. Selebihnya sudah sangat memuaskan. 👍

Agam Hagia

Mar 2, 2026

Honest semakin bagus, dan semakin menarik. Perubahan Honest dari Mastercard ke Visa, pembayaran bisa pakai QRIS Honest, sistem keamanan kartu yang bagus dan fleksibel, serta CS Honest ramah. Untung aja dulu gak jadi nutup Honest.

Fahrizal Walikrama

Mar 1, 2026

Semakin keren nih aplikasi dan sudah ada fitur QRIS. Mantap tim pengembang semoga lebih baik kedepannya.

Muhamad Ilmi-20

Jan 12, 2026

Pengajuan di ACC dapat limit 5 jt, sudah pakai buat transaksi CGV dan dapat cashback 50%. Tagihan perdana sudah terbit, emang sih ada biaya admin, tapi karena bayar full tagihan maka biaya admin dikembalikan. Semoga makin banyak promonya hehehe

Hairad Sudarso

Jun 30, 2025

Yetty Yumiko

Jun 19, 2025

Kenny

Jun 8, 2025

Novia Primawaty

May 31, 2025

Erwin Ruly Setiawan

May 18, 2025

Sulis Kurnia

May 11, 2025

Sopian Romadoni

Mar 3, 2026

Agam Hagia

Mar 2, 2026

Fahrizal Walikrama

Mar 1, 2026

Semakin keren nih aplikasi dan sudah ada fitur QRIS. Mantap tim pengembang semoga lebih baik kedepannya.

Muhamad Ilmi-20

Jan 12, 2026

Hairad Sudarso

Jun 30, 2025

Yetty Yumiko

Jun 19, 2025

Kenny

[Apply now](https://honest-redirect.com/honest_lp-home?$deeplink_no_attribution=true) Apply now

Apply now

## Any questions about Honest Credit Card?

### What is Honest Credit Card?

The Honest Credit Card is issued by PT Honest Financial Technologies. Honest is licensed and regulated by the Financial Services Authority (OJK) and Bank Indonesia (BI).

### Why choose an Honest Credit Card

### Apply in just 5 minutes

[Sign up and apply for your Honest credit card](https://www.honest.co.id/en/faq/how-to-apply-for-an-honest-card) quickly and hassle-free.

### Accepted at 90 million shopping locations

Enjoy the convenience of online and offline shopping anytime, anywhere.

### Flexible payments

Set your payment time and amount according to your needs.

### No hidden fees

No more worries. With the Honest credit card, you only be incurred one fee. There are no annual fees and no other charges, including stamp duty, over-limit or limit increase fees, and card replacement fees.

### 0% interest

Get 0% interest when you pay off your balance on time through the Honest app.

### The first "Numberless" card in Indonesia

You can view your card number and important details like the expiration date and CVV/CVC in the Honest app. You can also lock your card anytime if it's lost or misplaced.

### Where can the Honest Credit Card be used?

Whatever you need, pay for everything with the Honest credit card. Whether in Indonesia or anywhere else in the world, you can shop at various locations that accept Visa.

### What are the requirements for applying for the Honest Credit Card?

Ensure you are an Indonesian citizen aged 21-65 years with a minimum monthly income of IDR 3 million and have an active Whatsapp number

### How to get the Honest Credit Card?

Easy transactions with high limits are within your reach. [Download the Honest App](https://honestbank.app.link/honest-ldo-nav-1?$deeplink_no_attribution=true) and apply now on Google Playstore.

### What features does the Honest Credit Card offer?

The [credit card features](https://www.honest.co.id/en/credit-card-benefit) of the Honest Credit Card make buying anything easier and more practical, giving you the freedom to set your bill payments as you wish.

### How to get cashback and rewards from the Honest Credit Card?

With Honest Credit Card, you’ll earn credit card points on every transaction. These credit card reward points are easy to collect and redeem as cashback, up to 1% back. No minimum spend, no complicated missions required. Every user gets the same credit card bonus points rate, making the system simple and transparent for all.

For more details on how Honest’s credit card points program works, visit the [Honest Card rewards FAQ](https://www.honest.co.id/en/faq/credit-card-reward-bonus-points) page. Besides earning points, you can also enjoy cashback offers and discounts from your favorite merchants on the [Honest Promo](https://www.honest.co.id/en/credit-card-promotion) page.

‍

What are you waiting for?

Get your Honest Card today

[Apply now](https://honest-redirect.com/honest_lp-home?$deeplink_no_attribution=true) Apply now

Apply now
